American Musical Supply
American Musical Supply
1-800-458-4076
AMS Advantage
Customer Comments
Ez Pay Later
  1. FAQ
  2. 12 PAY BRANDS
  3. 8 PAY BRANDS
  4. EZ PAY INFO
Get the gear you want, when you want it...that would be now!
With AMS 0% interest Easy Payment Plans, you use your existing credit or debit card, so there’s no need to apply for a new account you might not want or need. This is an installment billing plan, where equal payments are made on your card, rather than the whole amount being charged up front - this way you are also not subject to high-interest penalty rates if you are late on one payment. Payments are made every 31 days, automatically deducted after the order ships. The first payment will include tax and shipping if applicable, along with a modest processing fee. A credit check is required on 5, 8 &12 pay plans, and we can have an answer back to you very quickly. All of the details are explained here on these pages.
12 Pay
If your order is between $999.00 and $4000 and has a qualifying 12 pay item on it, your credit card will be billed in 12 equal payments, every 31 days, starting on the day your order is shipped. 12 Payment plan will need credit approval
8 Pay
If your order is between $499.00 and $4000 and has a qualifying 8 pay item on it, your credit card will be billed in 8 equal payments, every 31 days, starting on the day your order is shipped. 8 Payment plan will need credit approval.
5 Pay
If your order is between $995.95 and $3000, your credit card will be billed in 5 equal payments, every 31 days, starting on the day your order is shipped. 5 Payment plan will need credit approval.
3 Pay
If your order is between $249.00 and $995.94, your credit card will be billed in 3 equal payments, every 31 days, starting on the day your order is shipped.

No credit approval needed.

Fine print...shipping and handling will be charged on the first payment. A one-time processing fee of $3.95 will also be charged on the first payment for 3-payment plans. A one-time processing fee of $9.95 will be charged on the first payment for 5-payment plans. Sounds easy...it is EASY.

*** Dent and Scratch (DSP), Non Factory Sealed (NFS), Apple Products, Gift Cards, e-Gift Certificates and prices lowered under our "Lowest Price Guarantee" are not eligible for the Easy Payment Plan. Due to our bank’s regulations, shipments must be made to addresses within the 50 United States and all charges must be made against credit cards drawn on banks located within the 50 United States.

Before placing your order, please read the following terms of the Easy Pay Plan Charge Agreement ("agreement"):

As an alternative to paying for my purchase in full at the time of my order, I have applied for an Easy Payment Plan Charge Account and I elect to pay for the purchase according to the following terms of this agreement.

I agree that for orders totaling $249.00 to $995.94, the credit card I designate for placing this order will be billed 1/3 of the amount of the purchase total, plus shipping and handling charges, a one-time $3.95 processing fee, and any applicable state and local taxes when the order is shipped,with the remaining balance billed in two (2) monthly payments every thirty one(31) days thereafter.

To take advantage of 3 Easy Payments on orders over $995.94, you must pay the balance exceeding $995.94 along with your first payment. 3-Pay orders over $995.94 can be placed by calling our friendly customer service staff at 800-458-4076.

For orders totaling $995.95 to $3,000, the credit card I designate for placing this order will be billed 1/5 of the amount of the purchase total, plus shipping and handling charges, a one-time $9.95 processing fee, and any applicable state and local taxes when the order is shipped, with the remaining balance billed in four (4) monthly payments every thirty one (31) days thereafter.

For orders totaling $499.00 to $4,000, the credit card I designate for placing this order will be billed 1/8 of the amount of the purchase total, plus shipping and handling charges, a one-time $14.95 processing fee, and any applicable state and local taxes when the order is shipped, with the remaining balance billed in seven (7) monthly payments every thirty one (31) days thereafter.

Orders totaling $999.00 to $4,000 that include a qualifying item are eligible for 12 payments. For 12 pay orders, the credit card I designate for placing this order will be billed 1/12 of the amount of the purchase total, plus shipping and handling charges, a one-time $21.95 processing fee, and any applicable state and local taxes when the order is shipped, with the remaining balance billed in eleven (11) monthly payments every thirty one (31) days thereafter.

I guarantee that the credit line on the credit card I designate will continue to be sufficient to permit the card issuer to authorize the debit of each payment as applicable. I further agree that, to the extent permitted by applicable law, American Musical Supply may impose a handling fee of $15.00 for any payment, which is not made on a timely basis.

* Processing fees are non-refundable.

American Musical Supply reserves the right to report delinquent payments to credit agencies.

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