Other music retailers just can't compare! There is NO CREDIT CHECK when you use the AMS 4-pay or 6-pay plan with 0% interest! Get your favorite creative tools right away from American Musical Supply and pay later - all you need to do is fill your cart with the latest and greatest instruments, gear, and accessories from top brands, select 4-pay or 6-pay at checkout, make your first payment, and your order ships quickly. There are no third-party terms, no new credit cards to apply for, and no extra interest payments to have to worry about. There are hundreds and hundreds of eligible items, covering purchases starting at just $49. Choose from our huge selection - AMS payment plans with no credit check are truly the way to go!