At AMS, more instruments and gear are eligible for our 0% interest 12-payment plan than ever before. This includes our huge selection of the top-selling guitars, basses, keyboards, drums, DJ gear, recording equipment, and live sound speakers - covering absolutely every area of our inventory. With AMS 12-pay, a brand new professional level addition to your musical setup starts as low as $83.33 per month and applying is easy! Use your own debit or credit card. 12 regular, easy payments with 0% interest. The top-selling gear from AMS is here to help take your music to the next level!