American Musical Supply
American Musical Supply
1-800-458-4076
AMS Advantage

Ez Pay Later

Get the gear you want, when you want it...that would be now!

Want all the details on the AMS 0% interest Payment Plans? Here are some commonly asked questions, just click for the answers!

American Musical Supply’s Payment Plan is an installment billing program. This means you do NOT need to apply for a new credit card that you may not want or need. The financing is all AMS and AMS’s standards, so there’s zero interest charged and no third party approving your purchase! AMS offers 3, 5, 8 and 12 Payment Plans, and orders that qualify are broken up into equal payments based on the plan selected. The first payment will be made at the time your order ships and will include any applicable fees, taxes and shipping charges. Then every 31 days after your product has shipped the subsequent payments will automatically be made with the credit card on file. Are you wondering how much your payments will be? It’s really easy, each item will tell you if by itself it qualifies for an Payment Plan and how much each payment will be. However just because an item doesn’t qualify doesn’t mean your order won’t. Once you place all of your needed gear into your cart you will see and can select any of the applicable Payment Plans that order qualifies for. After you select a plan your payments are broken out in the payment details as “Today’s Payment” and subsequent payments!

We ship the order shortly after approval, and that is when the first payment is made. If the item is on backorder we authorize the first payment, but don’t actually make the charge on the card until the order ships.

Yes, a payment plan can be paid off early by contacting Account Services at 1-877-281-8332 Mon-Fri 7am-5pm central, Saturday 8am-12pm. There are no extra fees involved.

The 1st payment is made when the order ships. If the item is on backorder we authorize the first payment but we don’t actually make the charge on your card until the order ships.

Yes, an installment fee is added to each new payment plan order. This modest fee helps us offset the cost of processing the installments on the order.

No, we do not charge interest on these extended payment plans.

With AMS you are not applying for a new credit card, and using your own existing card. This means you are more likely to be approved. We also take into consideration your history as a customer with us, which we value.

The 12-month payment plan is available on qualifying items only. This information is noted on the product item pages, and your payment options are shown in the shopping cart.

The remaining balance is billed every thirty one (31) days after your product has shipped. The subsequent payments will automatically be made with the credit card on file.

You can confirm your balance due by contacting Account Services at 1-877-281-8332 Mon-Fri 7am-5pm central, Saturday 8am-12pm. E-mail reminders are sent 5 days in advance of your next payment.

Yes, you can contact the Credit Department at 1-877-276-3711 to see if you are pre-approved. Hours of operation are Mon-Fri 8am to 5pm, Sat 8am to 12pm (Closed Sundays)

The longer payment plans (5, 8, 10 & 12-pay) all require a credit check and approval. This is customary in most any installment loan.

No, the payments are automatically deducted every 31 days after the order ships, so this is determined up front, and cannot be altered. However, this does not change the due date you have with your credit card provider.

No, Payment Plans are only available for use with credit or debit cards drawn on banks located within the 50 United States.

After a payment plan order has been shipped and processed we are not able to add additional items to the order. We can place a new order for you, and if that new order qualifies it would be placed on another installment plan.

Yes, you can make extra payments or pay off the account completely by contacting the Account Services Department at 1-877-281-8332, Mon-Fri 7am-5pm central, Saturday 8am-12pm. There are no extra fees involved.

NFS and DSP items are heavily discounted products, with prices so low we are not able to offer extend payments on those products.

Our 12 month payment plans will come and go on different vendors and items throughout the year. Be sure to sign up for our e-mail newsletters, and check our website regularly.

The payment plan is based on the total dollar amount of the order, provided they are qualifying items.

3-pay plans $249-$995, 5-pay plans $995-$3,000, 8-pay qualifying item up to $4,000, 10-pay qualifying item up to $4,000, 12-pay qualifying item up to $4,000.

Yes, more than one item on a payment plan is allowed.

The items that ship right away will be on their own installment plan and when the backordered item ships it will also be on its own separate installment plan. But when you add the 2 payments together it equals the same as if they shipped simultaneously.

Yes, you can use a debit or credit card.

Your first payment includes the installment fee, taxes if applicable, shipping charges if applicable and the first payment of the order total.

It’s really easy, each item will tell you if by itself it qualifies for a Payment Plan and how much each payment will be. However, just because an item doesn’t qualify doesn’t mean your order won’t. Once you place all of your needed gear into your cart you will see and can select any of the applicable Payment Plans that order qualifies for. After you select a plan your payments are broken out in the payment details as “Today’s Payment” and subsequent payments!

No, the first payment must be done on one credit or debit card.

A credit check is required on all 5, 8, 10 and 12 payment plans.

8, 10 and 12 pay plans are offered on specific qualifying items only. All payment options available are noted in the shopping cart.

We work closely with our suppliers to offer extended payments, and from time-to-time offer these special purchasing opportunities.

Our extended payment plans are only available on orders which are billed and shipped to addresses in the 50 United States.

Gift cards may be redeemed at the time of purchase, but cannot be applied to payments thereafter.

No, we are not able to use this type of card on our Payment Plans.

3-pay $249-$995, 5-pay $995-$3,000, 8-pay qualifying item up to $4,000, 10-pay qualifying items up to $4,000, 12-pay qualifying items up to $4,000. Depending on the results of the credit check, there is the possibility that a lower credit limit will be established.

Each product will display directly on the item page if it qualifies for a Payment Plan. However just because an item may not qualify doesn’t mean your order won’t. Once you place all of your needed gear into your cart you will see and can select any of the applicable Payment Plans that order qualifies for. After you select a plan your payments are broken out in the payment details as “Today’s Payment” and subsequent payments!

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