12 months. 12 easy payments. 0% interest. This is the ultimate payment plan for giving holiday music gifts to those nearest and dearest to you. Choose from our huge selection of instruments and gear, fill your cart, make your first payment using your own debit or credit card, and your order ships quickly! With AMS 12-pay, you can also treat yourself by upgrading to a professional instrument or putting the exclamation point on a home studio setup with the hottest production and recording gear. You don't have to pay the entire lump sum price right away and you have the choice to pay a bit more up front to lower the price of your remaining payments. Simply select the 'Put More Down' button at checkout and our system will do the rest!