When you buy from American Musical Supply, you don't need to worry about paying the entire order total when you use one of our 0% interest payment plans! So go ahead and fill up your cart with musical favorites, choose the plan that fits your budget, and your order total is split into straightforward monthly payments! If you would rather pay a bit more up front to lower the price of your remaining payments, simply select the 'Put More Down' button at checkout and our system will do the rest. Applying is quick and easy - make the first payment using your own debit or credit card and your order ships right out. Ditch the annoying third-party terms and conditions by going with the most comfortable, straightforward way to buy gear hands down! If you have your eye on a new creative tool, are looking to replenish essential accessories, or need an unexpected piece for an upcoming show, an AMS payment plan is the way to go!