-
ESP LTD KH202 Kirk Hammett Electric Guitar
Special Price $599.00ESP LTD KH-202 Kirk Hammett Electric Guitar For anyone who appreciates the monumental riffs and searing leads of Metallica's lead guitarist, the ESP LTD KH-202 is your ticket to the show. But don't let its access...12 Payments of $49.92
h m s
-
Gibson Les Paul Studio, Blueberry Burst with Soft Case
$1,599.00Call In for Savings! 800-458-4076Iconic Gibson Les Paul Tone For years, the Les Paul Studio has been the ideal choice for countless guitarists who appreciate the combination of the essential Les Paul features at an accessible price, just withou...12 Payments of $133.25
h m s
-
Marshall DSL40CR Guitar Amplifier Combo 1x12 40 Watts
$749.99Marshall DSL40CR Guitar Amplifier Combo 1x12 40 Watts When it comes to the iconic sound of rock, Marshall's DNA is second to none. The Marshall DSL40CR Amplifier Combo represents everything you love about legenda...12 Payments of $62.50
-
Fender Acoustasonic Standard Tele Honey Burst
$629.99Fender Acoustasonic Standard Telecaster The Fender Acoustasonic Standard Telecaster is a genre-bending powerhouse that puts acoustic richness and electric grit at your fingertips. Built on revolutionary acoustic ...12 Payments of $52.50
h m s
-
Epiphone 1959 ES-355 Guitar Cherry Red with Case
$1,299.00Epiphone 1959 ES-355 Guitar with Case The Epiphone 1959 ES-355 Reissue is your passport back in time when semi-hollowbodies ruled the airwaves and legends were born in smoky clubs. This isn't your run-of-the-mill...12 Payments of $108.25
-
Taylor GS Mini-e Koa Plus Acoustic Electric Guitar with Bag Shaded Edge Burst
$1,199.00Taylor GS Mini-e Koa Plus Acoustic Electric Guitar The Taylor GS Mini-e Koa Plus proves that good things really do come in small packages. This compact powerhouse delivers the full-bodied voice and commanding pro...18 Payments of $66.61
h m s
-
Line 6 HX Stomp XL Multi Effects Processor
$649.99HX Stomp XL: Big-Tone and Full Rig Control in One Compact Box The Line 6 HX Stomp XL takes everything players loved about the original HX Stomp and kicks it into high gear—with more control, more flexibility, a...12 Payments of $54.17
h m s
-
Headrush Prime Guitar Multi FX Amp Modeler and Vocal Processor
Special Price $999.00The HeadRush Prime is a cutting-edge guitar FX processor, amp modeler, and vocal processor designed to provide you with uncharted sonic versatility. It combines an advanced multi-core processor with a vast library o...12 Payments of $83.25
-
Tone King Imperial Tube Preamp Pedal with IR and MIDI
$599.99Tone King Imperial Tube Preamp Pedal with IR and MIDI The Tone King Imperial Tube Preamp Pedal isn’t just another pedal; it’s a time machine for your tone. Capturing the iconic sounds of mid-century American tube...12 Payments of $50.00
h m s
-
Fender American Ultra II Jazz Bass V Maple Neck Guitar Avalanche with Case
$2,519.99Fender American Ultra II Jazz Bass V The Fender American Ultra II Jazz Bass is built for players who demand the best. This bass blends state-of-the-art innovation with timeless Fender style. With its advanced ele...12 Payments of $210.00
h m s
-
Martin DX Johnny Cash Acoustic Electric Guitar with Gig Bag
$699.99Martin DX Johnny Cash Acoustic-Electric Guitar The Martin DX Johnny Cash is a tribute to the legendary “Man in Black.” Built in collaboration with John Carter Cash and the Cash Foundation, this instrument honors ...12 Payments of $58.33
h m s
-
Fender Standard Stratocaster Maple Neck Olympic White
$679.99Fender Standard Stratocaster Maple Neck For decades, the Stratocaster has defined rebellion, romance, and rock & roll. The Fender Standard Stratocaster continues this legacy, delivering the iconic look and so...12 Payments of $56.67
h m s
Skip to Content
Get FREE shipping on all orders!
Fast FREE shipping on all orders!
12-Pay Options for Guitars and Guitar Gear
Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!
Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.
How EZ-Pay Works on Guitar Purchases
When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.
Why Guitarists Choose 12-Pay
Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.