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Fender Tone Master Pro Guitar Workstation
$1,499.99Introducing Fender’s Workstation Powerhouse Introducing the Fender Tone Master Pro Guitar Workstation, where innovation and unrivaled sound quality collide to unlock a new dimension of creative musical potential....12 Payments of $125.00
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Marshall Studio Vintage Plexi Guitar Amplifier Head 20 Watts
$1,349.99Marshall Studio Vintage Plexi Guitar Amplifier Head 20 Watts When legends whisper, smart guitarists listen. The Marshall Studio Vintage Plexi takes the earth-shaking soul of the legendary 1959 Super Lead and dist...12 Payments of $112.50
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Gibson Hummingbird Special Acoustic Electric Guitar with Case, Vintage Cherry Sunburst
$2,199.00Gibson Hummingbird Special Acoustic Electric Guitar with Case The Gibson Hummingbird Special Acoustic Electric Guitar is as striking as its name sounds. Designed for players who crave classic Gibson craftsmanship...12 Payments of $183.25
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Gibson Les Paul Supreme AAA Figured Top Guitar, Trans Ebony Burst with Case
$3,999.00Prepare to be blown away by the impeccable craftsmanship, attention to detail, and playability of the Gibson Les Paul Supreme. Every inch of this AAA figured top guitar is complete work of art — from its rounded nec...12 Payments of $333.25
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Schecter Demon 6 Electric Guitar Aged Black Satin
Special Price $599.00Schecter Demon 6 Electric Guitar The Schecter Demon 6 is engineered for aggression, delivering the high-output tone and fast playability that modern metal and hard rock demand. This guitar combines premium compon...12 Payments of $49.92
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PRS SE Chleo Herman Li Electric Guitar with Gig Bag Purple Burst
$1,999.00PRS SE Chleo Herman Li Electric Guitar The PRS SE Chleo isn't just another signature model; it's a high-octane shred machine. Designed with DragonForce guitarist Herman Li, this instrument brings boutique-level s...18 Payments of $111.06
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Taylor 214ce-K Grand Auditorium Acoustic Electric Guitar with Gig Bag
$1,099.00Taylor 214ce-K Grand Auditorium Acoustic Electric Guitar With its remarkable versatility and effortless playability, the Taylor 214ce-K Grand Auditorium is an acoustic-electric guitar that feels right at home in ...18 Payments of $61.06
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Fender Acoustasonic Standard Tele Aged Natural
$629.99Fender Acoustasonic Standard Telecaster The Fender Acoustasonic Standard Telecaster is a genre-bending powerhouse that puts acoustic richness and electric grit at your fingertips. Built on revolutionary acoustic ...12 Payments of $52.50
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PRS SE Tremonti Electric Guitar with Bag Charcoal Burst
$939.00PRS SE Tremonti Electric Guitar If you’re looking for a guitar that can handle the heaviest riffs without losing its melodic soul, you’ve found your match. The PRS SE Mark Tremonti is a precision instrument desig...12 Payments of $78.25
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Fender Kurt Cobain Jaguar Electric Guitar 3 Color Sunburst with Case
$1,999.99Fender’s Kurt Cobain Jaguar is a new-looking version of the battered and highly unusual 1965 Jaguar that Cobain wielded during the heady early-’90s era when Nirvana ruled rock and led a musically stunning and cultur...12 Payments of $166.67
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Gibson LE J45 Special Acoustic Electric Guitar with Soft Case, Vintage Sunburst
$1,999.00Gibson LE J-45 Special Acoustic Electric Guitar with Soft Case First introduced in 1942, the Gibson J-45 earned its nickname, "The Workhorse," for its rugged reliability and classic, no-nonsense tone that sits pe...12 Payments of $166.58
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Fender Player II Modified Active Jazz Bass V Maple Fingerboard with Bag Olympic Pearl
$1,209.99Fender Player II Modified Active Jazz Bass V Maple Fingerboard with Bag The Fender Player II Modified Active Jazz Bass V takes everything you love about the classic Jazz Bass and cranks it up to eleven. This five...12 Payments of $100.83
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12-Pay Options for Guitars and Guitar Gear
Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!
Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.
How EZ-Pay Works on Guitar Purchases
When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.
Why Guitarists Choose 12-Pay
Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.