The most important part of the holidays is spending time with those closest to us. AMS is here to help take all of hassle out of giving the gift of music - we have something for everyone. When you use our 3-pay plan with 0% interest, your order total today is split into three payments, and it can be paid off completely before Christmas! That means no extra interest payments and large credit card balances lingering into the new year. Don't worry yourself with crowds, long commutes, confusing credit terms, and complicated layaway plans - with an AMS payment plan you simply make the first payment using your own debit or credit card and your order ships right away. We're stocked with a full selection of acoustic and electric guitars, basses, keyboards, drums, DJ gear, live sound speakers, and recording essentials, so you can provide an eager musician with their newest creative tools while staying on a budget that is comfortable for you.