American Musical Supply's True 0% interest 3-pay is the most convenient way to get the instruments and gear you want, period! There is NO CREDIT CHECK and you use your own debit or credit card. Simply select 3-pay at checkout and your purchase from $49 - 1,500 will be divided into three easy payments - it's just that simple! This just the thing for musicians, producers, and engineers who are looking to buy instruments and gear on a straightforward payment plan. We're advocates for students, first-time buyers, and anyone looking for the newest creative tools on a personalized budget. Looking to get the jump on your upcoming holiday shopping? Cross all of those gifts off your list, get your gear right away with no complicated layaway plans, and your order will be paid off by the end of the year. There is no lengthy application process, no third-party credit card filled with lengthy terms and conditions, and no hassle - just enjoy your gear with three easy payments!