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Fender American Pro II Stratocaster Rosewood Neck Dark Night with Case
$1,839.99Fender American Pro II Stratocaster The Fender American Professional II Stratocaster builds on over 70 years of innovation, blending the iconic design of the Stratocaster with modern upgrades for today’s musician...18 Payments of $102.22
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EVH 5150III 50S 6L6 50 Watt Amp Head Stealth Black
$1,649.99EVH 5150III 50S 6L6 50-Watt Amp Head Stealth Black The all-new EVH 5150III 50S 6L6 Head is the perfect amp for players who want Eddie Van Halen’s touring tone in a compact size for arena volume and performance. T...18 Payments of $91.67
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Gibson Les Paul Modern Figured AAA Guitar, Cobalt Burst with Case
$2,999.00Classic Design, Modern Features The Gibson Les Paul Modern Figured seamlessly blends classic design with modern innovations, making it the perfect choice for guitarists looking for versatility and superior sound ...18 Payments of $166.61
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Boss GX-100 Guitar Multi Effects Processor
Special Price $569.99Save $100 Today! Price Was $669.99! Ends 9/9Featuring a streamlined modern design, the GX100 offers exceptional effects with a sleek, ultra-modern hardware design and color touch display for easy sound creation. Explore 23 AIRD amplifiers and over 150 effects...8 Payments of $71.25
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Epiphone Les Paul Custom Guitar Alpine White with Case
$1,299.00Epiphone Les Paul Custom Guitar with Case When legends are made, they're often holding a Les Paul Custom. This flagship beauty from Epiphone's Inspired by Gibson Custom lineup brings you closer to that magic than...18 Payments of $72.17
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Taylor GS Mini-e Mahogany Acoustic Electric Guitar with Gig Bag
$699.00Taylor GS Mini-e Mahogany Acoustic-Electric Guitar Natural The Taylor GS Mini-e Mahogany combines a compact, scaled-down body with the powerful voice and projection of a full-size guitar, making it the perfect ch...12 Payments of $58.25
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Martin D-X2E Billy Strings Acoustic Electric Guitar with Softshell Case
$949.99Martin D-X2E Billy Strings Acoustic-Electric Guitar The Martin D-X2E Billy Strings signature model is your chance to capture the lightning-fast feel and powerful tone of a modern bluegrass legend. Inspired by Bil...12 Payments of $79.17
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Takamine GD38CE Acoustic Electric 12-String Guitar with GBXW Gig Bag Black
$1,099.00Takamine GD38CE Acoustic-Electric 12-String Guitar Inspired by the iconic EF381SC guitar from Takamine's Legacy Series, the GD38CE 12-string dreadnought offers a similar classic look and chiming tone at an exce...12 Payments of $91.58
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Fender Standard Telecaster Maple Neck Butterscotch Blonde
$679.99Fender Standard Telecaster The Fender Standard Telecaster electric guitar is your launchpad into the world of guitar craft. Built for players ready to make their mark, this Telecaster blends approachable playabil...12 Payments of $56.67
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Roland JC40 Jazz Chorus Guitar Combo Amplifier
Special Price $769.99Roland JC40 Jazz Chorus Guitar Combo Amplifier Meet the Roland JC40 Jazz Chorus — where legendary stereo sparkle meets modern-day practicality in one gig-ready package. This isn't just another combo amp; it's you...12 Payments of $64.17
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ESP LTD Deluxe EC1000VB Electric Guitar Vintage Black
Special Price $1,099.00ESP LTD Deluxe EC1000VB Electric Guitar, Vintage Black If tone, sustain, and sleek design could have a love child, it would be the ESP LTD Deluxe EC1000VB. This electric guitar isn’t just about looking good; it’s...12 Payments of $91.58
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Marshall DSL100HR Guitar Amplifier Head 100 Watts
$899.99Marshall DSL100HR 100-Watt Valve Head The Marshall script logo is as synonymous with rock 'n' roll as smashed guitars and leather jackets. But the DSL100HR isn't just a museum piece for waxing poetic about the gl...12 Payments of $75.00
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12-Pay Options for Guitars and Guitar Gear
Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!
Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.
How EZ-Pay Works on Guitar Purchases
When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.
Why Guitarists Choose 12-Pay
Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.