Find out why AMS has the best payment plans!

Low monthly payments.

American Musical Supply offers four incredible payment plans:

• 12-Payment Plan covers ALL ORDERS from $599 – 4,000, that includes a qualifying item
• 8-Payment Plan covers ALL ORDERS from $299 – 4,000, that includes a qualifying item
• 5-Payment Plan covers ALL ORDERS from $249 – 3,000.
• 3-Payment Plan covers ALL ORDERS from $49 – 1,500, no credit approval is needed!

Our low monthly payments make budgeting your purchase a breeze! You’re Pre-Approved for 3-pay purchases starting at $16.33 per month. Are you looking to step up into a professional instrument or new gear essential? AMS 12-pay starts at just $50 per month. Our 5, 8, and 12-pay plans are subject to credit approval – applying is quick and easy. Whether you’re ordering online or over the phone with one of our gear experts, the process is quick and secure. You’ll have an answer back very quickly.

Use your own debit or credit card.

We want to help you find incredible music gear, not to make life more complicated – use your own debit or credit card to make payments and enjoy the perks and rewards that come with it! Other companies will require you to open and manage a separate credit card, and that means loads of terms and conditions from a different financial institution. Eliminate the hassle and pay your way at American Musical Supply!

Skip the interest payments.

Purchase gear from AMS, make easy payments, and you’ll enjoy True 0% interest! When you are ready to complete your order, simply select the payment plan you would like to use. After the credit approval process, the total purchase price will be split into 3, 5, 8, or 12 even monthly payments and be automatically charged to your debit or credit card every 31 days. You can always make additional payments - there is no penalty for paying off your AMS payment plan early. It’s just that easy!

The best chance of being approved for a payment plan.

American Musical Supply’s True 0% Interest Payment Plans are simple, straightforward, and hassle-free. We’re proud to work with you every step of the way and aren’t bound to the restrictive outside terms of third-party institutions. That means we offer you, the customer, a level of flexibility that our competitors cannot match. We work our hardest to approve more musicians for our 5, 8, and 12-pay plans. If you are unable to be approved for these plans, our 3-payment plan requires no credit check and covers all purchases from $49 – 1,500!

Your gear will ship out right away.

You have an important performance coming up, so you need your new gear fast. Never fear, AMS has your covered. After making the first payment, your gear will be on its way and you’ll be able to use it right away! We have a huge inventory of great instruments, pieces of gear, and accessories in our three strategically placed warehouses, ready and waiting to ship. Place your order before 4PM EST and it ships out that same day! You’ll also enjoy the option of fast and free 2-day delivery on nearly every order.